diff --git a/compiler/rustc_hir_typeck/src/upvar.rs b/compiler/rustc_hir_typeck/src/upvar.rs
index 3c5fcdd005e..43e3ebde67c 100644
--- a/compiler/rustc_hir_typeck/src/upvar.rs
+++ b/compiler/rustc_hir_typeck/src/upvar.rs
@@ -1690,6 +1690,25 @@ impl<'a, 'tcx> FnCtxt<'a, 'tcx> {
             //
             // If the data will be moved out of this place, then the place will be truncated
             // at the first Deref in `adjust_for_move_closure` and then moved into the closure.
+            //
+            // For example:
+            //
+            // struct Buffer<'a> {
+            //     x: &'a String,
+            //     y: Vec<u8>,
+            // }
+            //
+            // fn get<'a>(b: Buffer<'a>) -> impl Sized + 'a {
+            //     let c = move || b.x;
+            //     drop(b);
+            //     c
+            // }
+            //
+            // Even though the closure is declared as move, when we are capturing borrowed data (in
+            // this case, *b.x) we prefer to capture by reference.
+            // Otherwise you'd get an error in 2021 immediately because you'd be trying to take
+            // ownership of the (borrowed) String or else you'd take ownership of b, as in 2018 and
+            // before, which is also an error.
             hir::CaptureBy::Value { .. } | hir::CaptureBy::Use { .. }
                 if !place.deref_tys().any(Ty::is_ref) =>
             {