Instead of making a complete copy of the repo, fetching the
submodules, and writing the result to the store (which is all
superexpensive), we now fetch the submodules recursively using the Git
fetcher, and return a union accessor that "mounts" the accessors for
the submodules on top of the root accessor.
I think it is bad for these reasons when `tests/` contains a mix of
functional and integration tests
- Concepts is harder to understand, the documentation makes a good
unit vs functional vs integration distinction, but when the
integration tests are just two subdirs within `tests/` this is not
clear.
- Source filtering in the `flake.nix` is more complex. We need to
filter out some of the dirs from `tests/`, rather than simply pick
the dirs we want and take all of them. This is a good sign the
structure of what we are trying to do is not matching the structure
of the files.
With this change we have a clean:
```shell-session
$ git show 'HEAD:tests'
tree HEAD:tests
functional/
installer/
nixos/
```
